1. This first option is reserved for the case that the animal is your way of life, or is part of it. Ranchers tend to be very clear about this. When one’s income and economic life depend on an animal, it acquires the same quality as, presumably, a tractor, and is usually insured for the same reasons.
2. They bite, (read spider, kick, cornea …), and, as you can imagine, the responsibility for the damage caused by moving the jaws is not for him, but rather for you who are his owner. Spanish legislation is clear in establishing, in general, that the owner of an animal is responsible for the consequences generated if he starts doing the goat. We already know that yours “does nothing” and “is a good guy”; but it is an animal, and that means that no matter how good it is, the same thing one day will cross the cables. The good news is that you are likely to be insured even before you have the animal.